One of the most common property insurance claims is water damage. For homes along the Sunshine Coast, cleaning and restoration from this type of damage starts with an insurance claim to gain the money necessary for repairs.
It is advisable to hire a cleaning and restoration service who can clean up the damage quickly before it escalates. They can write a report for your insurance company, sometimes waiting for an approval can be too late .
Water Damage
Your home can be damaged by water in a number of ways. The insurance company basically break down into two different categories, internal and external. Internal water damage includes water leaks from pipes, appliances, and drains. While external sources include flooding, storms, and overflows from bodies of water.
Of course, you will have to check your home insurance coverage to see if water damage is included. In most policies, it is listed under ‘escape of liquid’ and will define the sources. However, one common restriction is that the water damage must come from unexpected sources or be sudden in nature. A pipe burst would qualify as unexpected.
Depending on how much water damage has occurred, getting in a professional cleaning and restoration service is critical. Small dilemmas can become massive if left unattended. You may have noticed water on your tiles, mould appearing, stains on your walls or an odd musty smell.
These may occur for many reasons already listed and you will need to organise all repairs as quickly as possible. Leaks fixed by plumbers, electrical technicians to handle the power and building contractor for any structural damage to buildings. A cleaning and restoration service to the mop up the floors, get rid of the mould and clean the carpet.
Restoration Service Sunshine Coast
There are many things you can do while waiting for a restoration service from the Sunshine Coast to arrive. If practical turn off the water flow at the main switch. Airflow helps with drying your property out, opening windows and doors, turning on a fan. Towels can soak up water from your carpet or floorboards.
The procedure to restore the damage varies depending on what sort or water contamination. There is clear water, contaminated water, and unsanitary water.
A professional restoration service can provide the drying equipment and specialise vacuums to clear the water from the floors. They have the expertise to be able to dispose of the contaminated water and have the products to sanitise the room.
Carpet Cleaning
Impacted carpet and underlay will need to be removed and the remaining carpet will be washed and a deep steam clean with hot water extraction performed. This will give you peace of mind knowing once dry the carpet will have no mould or bad smell. Wooden floors need a pressure wash and polish, the procedure undertaken will protect the floors from drying out.
How to Make a Property Insurance Claim?
To make sure your property insurance claim has the best chance of success, review the insurance policy and contact the claims department to submit a claim.
Additional steps include the following:
Prevent Further Damage:
Shut off the water source to making temporary repairs, this is a must to prevent further damage.
Take Photos & Notes:
Fully document the damage that was created. From the source to all the items that will need to be repaired or replaced.
Contact Clean Machine, we have reliable professional technicians on the Sunshine Coast who can help you with the cleaning and restore your property back to its original state. Contact them now with any questions you may have regarding water damage and insurance claims.
